Platform · Fraud & Risk

Risk
management,
built in.

Every transaction is scored in real time. Fraud detection, compliance controls and a full audit trail ship as standard - so risk teams have what they need without bolting on third-party tooling.

Configurable per merchant, channel and rail.

Real-time scoring

Every transaction, scored in real time.

A fraud detection and scoring engine that decides in the flow - hold, step-up or decline - with rules and ML working together.

  • Real-time fraud detection and scoring engine
  • Configurable risk profiles per merchant, channel and rail
  • Rules and ML-driven decisioning
  • Instant hold, step-up or decline
Developer Hub →

Compliance & audit

Compliance controls as standard.

Built-in compliance controls, regulatory reporting and a full audit trail across every transaction and route - with role-based access throughout.

  • Built-in compliance controls and regulatory reporting
  • Full audit trail across every transaction and route
  • Role-based access control
  • PCI DSS and ISO-aligned practices
See the Trust Centre →

Across the platform

Risk that runs inside the switch.

Risk scoring runs inside Omni-Channel Switch, so every route and rail is protected by the same engine - no separate integration required.

  • Scoring embedded in every route
  • Consistent risk posture across all rails
  • Full transaction lifecycle visibility
See Omni-Channel Switch →

Speed to market

Deploy in weeks, not years.

VantagePay's orchestration layer sits above your existing core - no big-bang programme, no multi-year freeze on your roadmap. Zero core changes required.

  • Orchestration layer integrates above the existing core
  • No big-bang programme or multi-year transformation
  • Zero core changes - your systems stay as-is
  • Production-grade from day one, proven in live deployments
Developer Hub →

See risk management live.

The sandbox runs the same code as production. Explore it yourself before you commit.