White-label
payment stack.
Your brand.
Deploy a full acquiring and commerce stack under your brand - merchant portal, admin portal, SuperPOS and the gateway that connects it all. Zero core changes. Live in weeks.
VantagePay's orchestration layer sits above your existing banking core, indistinguishable from a stack you built yourself.
Speed to market
Deploy in weeks, not years.
VantagePay's orchestration layer sits above your existing banking core - no big-bang programme, no multi-year freeze on your roadmap. Zero core changes required.
- Orchestration layer integrates above the existing core
- No big-bang programme or multi-year transformation
- Zero core changes - your core banking platform stays as-is
- Production-grade from day one, proven in live deployments
Strategic advantage
The merchant intelligence moat.
The value of payments is migrating from the rails to the relationship. Owning the merchant data, the workflows and the ARPU is what separates a commodity acquirer from a strategic platform partner.
- Own the merchant data - not just the transaction
- Own the daily workflows merchants depend on
- Grow ARPU through cross-sell and VAS
- Build a defensible position rails alone cannot provide
Complete platform
A full acquiring stack, under your brand.
Merchant Portal, Admin Portal, SuperPOS and Omni-Channel Switch - deployed together as one white-labeled acquiring and commerce platform, indistinguishable from a stack you built yourself.
- Merchant Portal - merchant-facing intelligence and self-service
- Admin Portal - bank operations command centre
- SuperPOS - universal acceptance across the device estate
- Omni-Channel Switch - the gateway connecting it all to every rail
Universal acceptance
SuperPOS - one device, every payment method.
One payment entry device. Every payment method. No hardware swaps. SuperPOS runs on every device in the estate regardless of manufacturer - 20+ payment options across all channels from a single familiar interface.
- Works on every device - no swaps or upgrades required
- 20+ options: card, mobile money, QR, USSD, bank transfer
- Multi-OEM: Ingenico, PAX, Sunmi, Verifone and more
- 100+ VAS ready to activate
Business intelligence
Know your business.
A real-time dashboard built for merchants, not accountants. Daily sales insights, settlement tracking and dispute resolution - all without leaving the portal.
- Real-time merchant dashboard with live transaction feed
- Daily sales insights and trend reporting
- Settlement tracking, end to end
- Dispute resolution built into the workflow
Always-on commerce
Offline payment acceptance.
No signal. No problem. Terminals continue securely accepting transactions during connectivity interruptions - ensuring uninterrupted commerce across Africa's varied infrastructure landscape.
- Activates on existing terminals - no hardware changes
- Cryptographically secure offline transaction queue
- Automatic sync and reconciliation on reconnection
- Risk-bounded - configurable offline limits per merchant tier
Financial inclusion
Merchant & SME lending.
Data-driven lending for merchants and SMEs, enabled by the rich transaction intelligence that flows through the platform. Turn payment history into underwriting data - extend credit to the merchants that need it, with confidence.
- Transaction-data-driven credit scoring
- Embedded lending offers in the Merchant Portal
- Automated repayment via settlement deductions
- Extend credit with confidence
Consumer layer
A white-label consumer app.
An open-banking consumer app that connects customers to their bank accounts and payment methods in a single, intuitive experience - white-labeled for banks and financial institutions.
- Open banking account aggregation
- P2P payments and transfers
- Bill payment and VAS discovery
- Fully white-labeled under your brand
E-commerce
WooCommerce plugin.
Bring the full VantagePay payment ecosystem to your WooCommerce store with a single plugin installation. Accept every payment method your customers prefer, with automatic reconciliation back to the Merchant Portal.
- Drop-in installation - configured in minutes
- Accept cards, mobile money, QR and local payment methods
- Automatic reconciliation to your Merchant Portal
- Real-time settlement and reporting
Built for your sector
One platform, every vertical your merchants operate in.
Each with specific payment workflows, compliance requirements and commerce patterns - all served from the same acquiring stack.
Retail
Omni-channel retail payments - in-store, online and self-service with full reconciliation.
Forecourt
Fuel forecourt payment automation - card, mobile money and fleet card acceptance.
Government
Citizen payment collection for government services, levies and utilities.
Gaming
Wallet top-ups, cashouts and in-game purchases via all major payment rails.
Fintech
API-first payment infrastructure for fintechs building the next wave of African financial products.
Enterprise
Large-scale payment operations, group reporting and multi-market reconciliation.
Why banks choose VantagePay
Built for institutions that move carefully.
White-Label Ready
Full brand customisation across every portal, app and customer-facing surface.
Zero Core Changes
The orchestration layer sits above your existing core - no migration, no replatforming.
Pan-African Scale
Multi-market, multi-regulator, multi-rail by design.
Revenue Activation
100+ VAS, embedded lending and cross-sell tooling ready to switch on from day one.
The full stack
What banks deploy
Every component below is production-grade and demonstrable in our sandbox before you commit.
Omni-Channel Switch
The payment gateway - one pipe, every rail, every market.
Learn more →Merchant Solutions
Single intelligent view of every merchant in the estate.
Learn more →Control Centre
The bank's operational command centre across the device estate.
Learn more →SuperPOS
Universal acceptance across every device, no hardware swaps.
Learn more →Offline Payments
Always-on commerce, even when connectivity drops.
Learn more →Marketplace & VAS
100+ value-added services ready to activate for revenue growth.
Learn more →Lending
Data-driven merchant and SME lending built on transaction intelligence.
Learn more →Consumer Solutions
A white-labeled open-banking consumer experience for your customers.
Learn more →