One reconciled view
across every
outlet.
For a corporate chain of hundreds of outlets, unify acceptance, settlement and reporting across every store, channel and market - the same acquiring and consumer solutions we give banks, extended to your whole group.
Group-wide, multi-market, fully reconciled - so finance teams close the books in real time, not weeks.
Group-wide reconciliation
Every outlet, one reconciled view.
Unify in-store, online and app payments into a single reconciled view - with real-time treasury visibility and group reporting across every store and market.
- In-store, online and app payments unified
- Automated multi-outlet reconciliation
- Real-time treasury and settlement visibility
- Group reporting across markets
Universal acceptance
SuperPOS on every device in the estate.
One payment entry device across every outlet, regardless of manufacturer. No hardware swaps - 20+ payment options across all channels from a single familiar interface.
- Works on every device - no swaps or upgrades
- 20+ options: card, mobile money, QR, USSD, bank transfer
- Multi-OEM: Ingenico, PAX, Sunmi, Verifone and more
- 100+ VAS ready to activate
Omni-channel acceptance
Accept every payment, in-store and online.
Card, QR, Mobile Money, USSD, Rewards, Cash - at the till, on your eCommerce checkout and in your app. One terminal, one system, fully reconciled across the chain.
- In-store, eCommerce and in-app acceptance
- Card, QR and Mobile Money out of the box
- Rewards and Cash reconciled alongside digital
- One system, no reconciliation gaps
Estate visibility
Know every outlet, in real time.
A single pane of glass across the whole chain - sales, settlement, device health and SLAs, with drill-down from group to region to individual store and transaction.
- Real-time dashboards across the estate
- Drill-down: group → region → store → transaction
- Live settlement and reconciliation reporting
- Device health and SLA tracking
Reward & retain
One loyalty programme across the chain.
Points, rewards, vouchers and discounts issued and redeemed at any outlet or online - reconciled with every sale and managed centrally across the group.
- Points, rewards and vouchers
- Redemption at any outlet and in-app
- Discounts applied at checkout
- Central campaign and tier management
New revenue
Turn every till into a revenue line.
Switch on 100+ value-added services - airtime, data, bill payment and vouchers - sold from the same terminals your customers already pay at, across every outlet.
- Airtime, data and prepaid
- Utility and bill payment collection
- Vouchers and gift card issuance
- Open plug-in architecture
Always-on commerce
No outlet ever stops taking payment.
When connectivity drops at any store, terminals keep securely accepting transactions and reconcile automatically when connectivity returns - no lost sales, no manual matching.
- Activates on existing terminals - no hardware changes
- Cryptographically secure offline queue
- Automatic sync and reconciliation on reconnection
- Risk-bounded offline limits per outlet
Your own consumer app
A branded app for your customers.
Extend the same consumer solutions we build for banks to your chain - a white-label app and wallet with payments, loyalty, virtual cards and spending insights, under your brand.
- White-label app and wallet under your brand
- Payments, bill pay and QR built in
- Loyalty and rewards across the chain
- Virtual cards and spending insights
Built for scale
One platform for a group of hundreds of outlets.
Group treasury
Real-time settlement and treasury visibility across every outlet and market.
Franchise & multi-entity
Manage owned and franchised outlets, with receivables auto-deducted at settlement.
Multi-market
Operate across currencies and regulators from one platform, one reconciled view.
Central control
Onboard outlets, set roles and monitor SLAs from one command centre.
Speed to market
Deploy in weeks, not years.
VantagePay's orchestration layer sits above your existing systems - no big-bang programme, no multi-year freeze. Roll out across your estate outlet by outlet, or all at once.
- Orchestration layer integrates above the existing core
- No big-bang programme or multi-year transformation
- Zero core changes - your systems stay as-is
- Production-grade from day one, proven in live deployments