One unified
payments &
commerce stack.
A unified payments and commerce infrastructure - from gateway to merchant intelligence, engineered for Africa's data, connectivity, device and regulatory diversity.
Every component is live, production-grade, and demonstrable in our sandbox.
Core infrastructure
The components that run the estate.
Core infrastructure
Omni-Channel Switch - one pipe, every rail, every market.
Omni-Channel Switch separates the source of funds from the destination of payment. Where competitors fail a transaction, Omni-Channel Switch finds the route - routing and balancing traffic across carriers, rails and APIs.
- Cards - Visa, Mastercard, Amex
- Mobile Money - MTN, Airtel, M-Pesa
- Bank account - EFT, RTGS, instant payment
- Smart routing & failover at 57,000+ TPS
Merchant intelligence
A single view of every merchant.
Real-time business intelligence, self-service management and operational control in one place - every merchant synced across the estate, regardless of device OEM.
- Real-time transaction data and analytics per merchant
- Self-service onboarding, statements and support
- Dispute management and automated reconciliation
- Works across all OEMs - no standardisation required
Bank operations
The bank's operational command centre.
A single pane of glass across the full device estate - fleet status, device health, merchant onboarding and live SLA tracking. Drill down to any terminal or transaction, group-wide.
- Full estate visibility - fleet status, device health, uptime
- Onboarding and activation tracking with live SLAs
- Drill-down: merchant → terminal → transaction
- Real-time dashboards and settlement reporting
Universal acceptance
One device. Every payment method.
SuperPOS runs on every device in the estate regardless of manufacturer - 20+ payment options across all channels from a single familiar interface. No hardware swaps required.
- Works on every device - no swaps or upgrades
- 20+ options: card, mobile money, QR, USSD, bank transfer
- Multi-OEM: Ingenico, PAX, Sunmi, Verifone and more
- 100+ VAS ready to activate
Revenue, consumer & the next frontier
The revenue engine is built. It just needs activation.
Offline Payments
No signal, no problem. Terminals keep securely accepting payments during connectivity interruptions, with automatic sync and reconciliation on reconnection.
Learn more →Marketplace & VAS
100+ value-added services ready to switch on via open plug-in architecture - airtime, data, bill payment, vouchers and more.
Learn more →Merchant & SME Lending
Data-driven lending built on the transaction intelligence flowing through the platform. Turn payment history into underwriting data.
Learn more →Consumer App
A white-labeled open-banking consumer app - account aggregation, P2P payments, bill pay and VAS discovery, under your brand.
Learn more →WooCommerce Plugin
Bring the full VantagePay ecosystem to your WooCommerce store with a single plugin. Drop-in install, fully reconciled to your Merchant Portal.
Learn more →Agentic Commerce (MCP)
AI agents discover products and initiate purchases via VantagePay's Agentic Commerce Protocol and MCP server - the next generation of autonomous commerce.
Learn more →Speed to market
Deploy in weeks, not years.
VantagePay's orchestration layer sits above your existing core - no big-bang programme, no multi-year freeze on your roadmap. Zero core changes required.
- Orchestration layer integrates above the existing core
- No big-bang programme or multi-year transformation
- Zero core changes - your systems stay as-is
- Production-grade from day one, proven in live deployments